How can we help you?
Personal Insurance
Caring for yourself when you're not able to. Insurance can help to get you back on your feet.
Family Insurance
Caring when you're not there. Life insurance can keep your loved ones looked after.
Business Insurance
Protecting the business you've grown. Insurance to extinguish debt and payout partners.
Kiwisaver
Putting a regular amount aside into Kiwisaver to better enjoy the twilight years.
Insurance is about maintaining dignity
We Kiwis are pretty optimistic and we tend not to think that things could go wrong. But life has a nasty habit of throwing the occasional curve ball. Our job is to ensure you are covered for any unexpected bumps in the road.
What would happen if you were unable to work because of an illness or disability? How would you and your loved ones be effected?
Types of Insurance
- Life insurance – Pays a lump sum or a monthly income, depending on your needs, to your family and/or business should you pass away or be terminally ill.
- Permanent disablement insurance – Provides a lump sum in the event of total & permanent disablement caused by accident or illness. You can choose to pay off the mortgage, get the best medical care, improve access to your home and workplace, or ensure your business survives. It’s up to you.
- Trauma cover – Serious illnesses, such as cancer, heart attack or stroke, are more common than you might think, and the cost of recovery can have a huge impact on you and your loved ones. Critical illness cover provides a lump sum payment based on the severity of your illness.
- Income protection insurance – Provides a monthly income should you be unable to work due to sickness or injury. It safeguards your biggest asset – your ability to earn.
- Mortgage protection insurance – Provides payments towards covering your mortgage if you are unable to work due to an illness or injury
- Household expenses insurance – Provides payments towards covering your fixed household expenses including rent if you are unable to work due to an illness or injury.
- Health insurance – If you became ill, perhaps seriously, wouldn’t you want access to expert care, when and where it suits you? Only private health insurance can give you that assurance. Health cover provides greater choice and more immediate attention when you need hospital care or surgery
Insurance for Business
- Business Life Cover – Provides a lump sum if you or an insured key person dies. The money can be used to reduce business debt or replace income that would have been generated by the key person
- Business continuity – Provides a monthly payment should you or a key staff member be unable to work due to accident or illness. If you or a key person were out of action, how long could your business survive on cash reserves and goodwill?
- Start-Up income protection – For business owners that have traded for less than 3 years, this provides a monthly payment if you’re unable to work due to sickness or injury.
- Workplace insurance – Reward and retain your staff with Workplace insurance. Also known as ‘Group Scheme Insurance’, this provides staff with employer subsidised cover.
