About Us
Who we are...
Terry Looyer Insurance is a family owned business. Terry has been an insurance adviser since 1983, when he first became an insurance agent for the Government Life Office (later known as Tower Health & Life ) and subsequently he joined Norwich Union Life Insurance. Then in 1997 Terry became an independent life insurance adviser and hasn’t looked back since.
Prior to entering the insurance industry, Terry’s expertise was in electronics and computers, an area he still has a keen interest in. His other interests include skiing and flying, although these days he spends more time flying models than the real ones. Terry is married to Karen who helps with the back office work and often answers the phone while Terry is out seeing clients. Terry and Karen have two adult children, one little doggy called Bella who rules the house and an ageing cat called Prince.
What we do...
Our Process...
We will work with you to prepare a risk plan that is tailored to your situation. The 6 steps we take are –
We start by getting to know you. What are the circumstances of your life, business or farm? What is your financial position and what are your aspirations and goals for your financial future?
From this information, we identify the risks, quantify the financial impacts and work out the solutions you need to minimise your risk exposure.
Your risk plan will explain why and how we have assessed your risks the way we have. It will highlight any gaps we see in your current risk management approach and make recommendations on actions to be taken to minimise risk. It will enable you to understand the financial risks needed to be insured and which policies are best suited to your needs.
Together we’ll review our recommendations and agree on an action plan and responsibilities.
This step may involve co-ordinating with other professional advisers to ensure legal agreements, estate planning and structures are appropriate. It may also require us putting in place your insurance cover or managing changes to your existing cover.
Once all done we then meet again at a frequency you determine to review your risk plan, to ensure it remains relevant to you.
Our Partners...
